A Step-Up SIP (top-up SIP) automatically increases your monthly mutual fund investment by a predetermined percentage (e.g., 5%, 10%, or 15%) each year in sync with your career salary increments.
A fixed ₹10,000 SIP over 20 years at 12% returns yields ~₹99.9 Lakhs. But stepping up by just 10% annually boosts your corpus to over ₹2.05 Crore — more than double the wealth for a manageable incremental outlay.
Explore our strategic guides: SIP Strategies & Compounding Tactics.