Free, mathematically rigorous calculators for Indian mutual fund investors. Model expense ratio drag, annual step-up compounding, the financial cost of delaying investments, and SIP vs lumpsum allocations.
Evaluate the terminal wealth drag caused by distributor trail commissions (0.50% - 1.50% TER differences) over 10 to 30 years.
Simulate compounding acceleration when you increase monthly contributions by 5% to 25% each year with your salary hikes.
Calculate the compound interest penalty of waiting 6 months, 1 year, or 2 years before initiating your investment program.
Analyze risk and return trade-offs between a single lump-sum deployment and rupee-cost averaged monthly installments.